Suprisingly, many homes are not adequately insured. This is particularly true for homes with unique architectural features. More often than not, insurance coverage is based on the market value of a property, which can be influenced by many factors unrelated to the cost of construction.

To protect our policyholders, AIG Private Client Group provides each client with a detailed home valuation that documents the actual costs associated with replacing each feature of their home. This complimentary service helps ensure that our policyholders have sufficient coverage should a loss occur.

Claims Integration

If a client's home is damaged, their home valuation report will assist our claims experts with the settlement process. The structural details identified in the report can help expedite a claim or determine if a Residential Services specialist should return to a client's home to evaluate the damage firsthand. All of our Residential Services specialists are licensed claims adjusters.

Risk Management

One-of-a-kind homes often face a wide range of complex protection issues. Fortunately, our specialists can help. For example, we can provide expert advice on the selection of storm shutters and other barriers to protect coastal property from severe weather. We can also work with local fire departments to establish pre-incident plans--especially for properties in remote locations. From safely constructing a new home to helping to preserve historic landmarks, our specialists are committed to providing the most comprehensive risk management services in the industry.

Security

AIG Private Client Group’s Residential Services specialists provide peace of mind by offering professional advice on alarm systems, safes and other security devices to minimize the likelihood of intrusion or theft.

To further ease our clients’ concerns, AIG Private Client Group offers specialized Personal Security Services through our exclusive relationship with Kroll, a world leader in security consultation.